Disclaimer

General information only

The information and calculators provided by What Can I Afford? are not intended to constitute financial, investment, taxation, accounting, legal, mortgage or other professional advice.

You should obtain professional advice appropriate to your circumstances before making significant financial decisions.

Calculator estimates

The results produced by our calculators are estimates based on the information entered by the user and the assumptions used by the calculator.

Your actual financial position may differ.

For example, actual take-home pay may be affected by individual tax circumstances, deductions, tax offsets, HELP/HECS debt, salary sacrifice, salary packaging, Medicare levy circumstances, private health insurance and other factors.

Similarly, an affordability calculation does not guarantee that a bank, lender or financial institution will approve a particular loan or financial product.

Australian tax and financial information

Where our calculators use Australian tax rates, thresholds or other published financial information, we aim to keep the calculations updated when relevant settings change.

However, tax and financial rules can change, and we cannot guarantee that every calculation will reflect every individual circumstance or the latest change at all times.

For specific taxation, financial or lending advice, you should consult an appropriately qualified professional or the relevant Australian Government authority.

Your responsibility

You are responsible for checking the information you enter and for assessing whether the results are appropriate for your circumstances.

You should not make a significant financial decision solely on the basis of a calculator result from this website.

By using What Can I Afford?, you acknowledge that the calculators and information provided are general tools and information rather than personalised professional advice.

Contact

If you have questions about this disclaimer, please contact us.